Credit Card Traps And How To Avoid Them

April 12, 2010

Credit cards are both a blessing and a curse. They are easy to use and convenient. Unfortunately, they are easy to use and convenient. What people don’t realize about credit cards is how much a credit card actually costs. They only see their balance and payment information without regard to any other charges or traps. [...]

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Consumer Credit vs. Mortgage Credit

April 9, 2010

We always hear about the terms “good credit” and “bad credit.” While good credit almost always means having a good payment history, the strength of your credit really lies in who is looking at your credit report.
Different companies have different criteria for evaluating good credit. An employer, for example, might consider having zero credit cards [...]

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Your Credit Score And What It Means To You

April 9, 2010

Most people do not understand or even know that their credit score affects their insurance rates. You can take two people with the same age, driving records, neighborhood, cars and family members and each one could have a different insurance rate. The reason would be the FICO score. Insurance companies use the FICO score as [...]

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